Insurance Coverage

GENERAL LIABILITY
• Commercial General Liability
• Personal and Advertising Injury Liability
• Products / Completed Operations
• Damage to Leased or Rented Premises
• Fire Legal Liability
• Employee Benefits Liability
• Stop Gap - Employers Liability
• Volunteers as Insureds Coverage Available
• Coverage for Fundraising / Special Events

COMMERCIAL PROPERTY
• Earthquake
• Flood
• Business Income with Extra Expense
• Electronic Data Processing
• Newly Acquired or Constructed Property
• Auto Physical Damage – Storage or When Not “Over the Road”
• Valuable Papers / Accounts Receivable

BUSINESS AUTO
• Automobile Liability
• Underinsured Motorist Bodily Injury
• Non-Owned / Hired Auto Liability
• Garagekeepers Liability
• Garage Liability
• Auto Physical Damage
• Hired Auto Physical Damage

WRONGFUL ACTS COVERAGE
• Directors, Officers and Employee Liability
• Employment Practices Liability
• Sexual Harassment
• Abuse & Molestation

MISCELLANEOUS PROFESSIONAL LIABILITY
• Counselors, Therapists, Nurses, EMTs, Paramedics & Psychologists

CRIME INSURANCE
• Employee Dishonesty
• Forgery and Alteration
• Theft, Disappearance and Destruction

EQUIPMENT BREAKDOWN
• Property Damage on and off Premises
• Services Interruption / Business / Income

The limits and coverages shown here are brief overviews of the coverages represented by the Schools Insurance Association of Washington.  The terms and conditions offered may differ from your prior policy and from what you requested in your submission.  This document is not intended to be used as a direct reflection of all coverages or to replace or alter the policies in any way.